Helping Employers and Self-Employed Professionals Navigate Benefits, Insurance, and Financial Planning with Confidence.
At NDS Benefit & Consulting Group, we provide strategic guidance in employer-sponsored benefits, funding strategies, individual and self-employed coverage, and long-term financial planning — designed to support cost control, risk management, and sustainable growth.
Who We Help?
Employers
- Optimize employee benefits
- Reduce healthcare costs
- Improve retention and workforce stability
- Evaluate plan structure and long-term strategy
Self-Employed & Creators
- Set up health coverage for self-employed individuals
- Build retirement strategy (SEP IRA, Solo 401k, etc.)
- Structure income and financial protection
- Guidance on business and financial setup to avoid overspending and inefficiencies
- Long-term planning for inconsistent or growing income
About Natalie
I’m Natalie Denizé Scott, founder of NDS Benefit & Consulting Group, a firm built on the belief that financial well-being and human well-being are inseparable. With a background in psychology, law, and business strategy, I take a holistic approach to benefits and protection planning — one that values people as much as performance.
Whether you’re an individual preparing for retirement, exploring Medicare options, seeking life and income protection, a small business establishing a strong foundation, or a growing organization enhancing employee benefits, NDS serves as your trusted partner for sustainable stability and long-term confidence.
Alongside my compassionate and experienced team, I collaborate with leading insurance carriers and national brokerage partners to design personalized strategies aligned with your goals and values. We’re not simply matching plans — we’re building pathways to clarity, protection, balance, and lasting growth.
My Unique Approach
At NDS Benefit & Consulting Group, we believe clarity creates confidence.
Our work supports employers, self-employed professionals, and individuals navigating benefits, insurance, and long-term financial planning. Whether guiding businesses through employer-sponsored benefit strategies, helping self-employed individuals structure coverage and financial protection, or supporting individuals through Medicare and life insurance decisions, our approach is rooted in thoughtful analysis and personalized guidance.
We simplify complex insurance and financial structures so clients can make informed decisions without pressure or confusion. Every recommendation is built around your goals, risk tolerance, and long-term financial priorities.
What sets NDS apart is our balanced perspective — combining strategy, education, and personal understanding. We provide integrated guidance across benefits, insurance, and financial planning, ensuring all areas work together to support your long-term goals.
My Services
Strategic Benefits Consulting
- Benefits strategy design
- Cost optimization
- Plan evaluation
Employer Benefits & Workforce Planning
- Employee benefits structuring
- Retention strategy
- Scalable benefits
Alternative Funding Strategies
- Fully insured vs level-funded vs self-funded
- Cost control strategies
- Risk management
Self-Employed & Creator Financial Setup & Planning
- Health coverage for self-employed
- Retirement planning (SEP / Solo 401k)
- Income protection
- Business and financial structure guidance
Individual & Family Coverage
- Health insurance
- Life / disability
- Long-term planning
Medicare Planning & Guidance
- Medicare plan selection
- Enrollment support
- Ongoing guidance
Broker & Agency Collaboration
- Co-brokered group placements
- Ancillary & level-funded strategy support
- Wholesale market access coordination
- Renewal and implementation collaboration
Enrollment & Implementation Support
- Open enrollment coordination
- Employee education sessions
- Onboarding & benefit rollouts
- Post-enrollment issue resolution
Comprehensive Benefits, Wellbeing & Protection Support
Comprehensive Benefits, Financial Planning & Protection Support
NDS Benefit & Consulting Group provides structured, client-centered guidance to employers, self-employed professionals, and individuals seeking clarity in benefits and financial planning.
Our services include employer benefits consulting, funding strategy analysis, individual and self-employed coverage, Medicare planning guidance, and life and income protection strategies.
We assist businesses in managing employee benefits with clarity and structure while helping individuals and self-employed professionals build sustainable coverage and financial strategies aligned with their income and long-term goals.
Our approach is strategy-driven and education-focused — simplifying complex decisions so every client feels informed, prepared, and supported.
If you are evaluating workforce benefits, structuring your personal or business finances, or planning for long-term protection, we provide steady guidance designed to support financial security and clarity.
Our approach is education-first and strategy-driven. We simplify complex insurance decisions, coordinate with carriers and appropriate partners, and help clients make informed choices aligned with both immediate needs and long-term stability.
If you are reviewing Medicare, evaluating workforce benefits, or exploring protection solutions, we provide steady guidance designed to support financial security and peace of mind.
Contact us to begin a structured, informed conversation.
Testimonials
"Working with Natalie was a game-changer for our retirement planning. Her expertise and personalized approach made all the difference."
-Samantha Madison, NY
"Natalie was there for us every step of the way, making our financial journey smoother and giving us peace of mind."
-Max Henry, CA
"Dr. Natalie's knowledge and dedication were evident from the start. She helped us secure our retirement goals."
- Martha Mendez, NJ
Resources
Readiness for Retirement Quiz
Assess your current financial standing and receive personalized insights.
Whispers of Truth Podcast
Empowering individuals through every life transition, from launching startups and navigating career changes to embracing entrepreneurship and embarking on new life chapters
Guide for Self-Employed & Creators
A practical guide designed to help self-employed professionals and creators better understand their benefits, structure their finances, and make more informed decisions.
Get Our Free PDF Guide
Empower your journey with our six-step guide to mastering self-awareness and willpower.
Why Protection & Benefits Planning Matters?
Clear protection and benefits planning is essential for individuals, retirees, families, small business owners, and employers seeking long-term stability and financial confidence. Navigating Medicare decisions, employer-sponsored health coverage, life insurance planning, or retirement healthcare costs can feel complex — especially during major life or business transitions.
Effective planning goes beyond selecting a plan. It involves understanding risk exposure, evaluating funding structures, coordinating coverage, and aligning protection strategies with long-term financial goals.
With structured guidance, these decisions become more manageable and strategic. We help you evaluate available options, understand trade-offs, and build protection solutions that support both immediate needs and future stability — whether for yourself, your family, or your workforce.
Our Partnership
As your partner in benefits, protection, and retirement planning, our focus begins with understanding your unique circumstances — personal, financial, or organizational.
Whether you are:
- Reviewing Medicare and retirement healthcare options
- Structuring life or income protection
- Evaluating employer group benefits and funding models
- Planning for long-term care or extended protection
- Supporting employees transitioning to Medicare
Our role is to provide clear, strategy-driven guidance that supports informed decision-making.
We collaborate thoughtfully, communicate transparently, and prioritize long-term relationships over transactions. Every recommendation is approached with care, regulatory awareness, and alignment to your broader goals.
Together, we build protection strategies designed to strengthen stability, support the people who depend on you, and create confidence for the years ahead.
Ready to gain clarity and confidence? Schedule a consultation and take the first step toward understanding your Medicare options, benefits coverage, and long-term protection strategies.
Copyright © 2026 NDS Benefit & Consulting Group. All rights reserved.
NDS Benefit & Consulting Group is a DBA of Natalie Denize Scott.
Disclosure:
NDS Benefit & Consulting Group is operated by a licensed insurance professional. We represent multiple insurance carriers and do not offer every plan available in all areas. Information provided is for general informational purposes only.